Capital Strategy & Funding Solutions
Proven funding strategies across every major industry.
Nation-wide data-driven capital strategy partner helping business owners, real estate investors, and developers access funding to start or scale their business.
OUR SERVICES
Business Funding Solutions
Transparent terms. Strategic guidance. Fast turnaround.
Funding Solutions aligned to your profile, timing, and long-term objectives.
We have funding solutions for US-based business owners at every stage of your business journey. Whether you're launching, expanding, or acquiring assets, we can help you access capital without relying solely on traditional financing or depleting personal funds.
See which funding program you qualify for today.
0% Interest Business Credit
0% interest APR offers to start or scale your business. No minimum time in business or revenue required.
Term Loan
Structured capital with fixed payments and longer terms for established, revenue-producing businesses.
Business Line of Credit
Revolving access to capital for short-terms needs or cashflow gaps. Pay interest only on what you use.
Asset-Based Lending
Capital secured by receivables, inventory, or equipment to unlock working capital from existing assets.
Revenue-Based Financing
Funding aligned with business revenue performance, suitable for companies with fluctuating cash flow.
Long-Term Loans
Traditional term financing structured with predictable payments to support expansion, acquisition, or refinancing activities.
Real Estate Investor Funding Solutions
Investor-focused underwriting guidance to help you close more deals.
As your capital strategy partner, we connect real estate investors with strategic loan solutions that enable them to scale their business or grow their portfolio. Funding timelines vary based on scenario, loan type, and funding source.
Get matched with the right loan program for your project.
DSCR / Rental
Long-term rental financing qualified on property cash flow - no W2 or tax returns required.
Fix & Flip
Acquisition and rehab capital for value-add projects, from light cosmetic to full gut renovations.
Ground-Up Construction
Spec, BTR, and infill development - from single-lot builds to multi-unit projects.
Bridge / Short-Term
Short-term financing to bridge the gap between acquisition and long-term financing or sale.
Commercial & SBA
Stabilized & traditional commercial real estate, CRE bridge, and SBA 7(a)/504 for owner-user property: Multifamily, self-storage, office, retail, industrial, mixed-use
Specialty & Distressed
Asset-based Land and acquisition-dev financing, cash-out refinance, and equity-driven workout capital for time-sensitive situations.
Credit Repair & Optimization
Bad credit can cost you tens-of-thousands of dollars in increased interest and higher prices on every-day services you don't even realize, not to mention missed opportunities. Most credit issues can be removed from your credit.
Proven results removing charge-offs, collections, late payments, and more.
How Our Process Works
A simple, transparent process designed to get you funded fast. No surprises.
You get all the information up front.
1
Click button & Provide Info
Click a button above based on the type of funding needed and answer a few questions and upload docs (if required).
2
Soft Pull to Pre-Qualify
We will do a soft pull of your credit to check eligibility with no impact to your credit profile.
3
Pre-Approval in 24 hours
Our team will contact you to discuss your offers and discuss next steps, typically within 24-48 hours.
FAQ
Frequently Asked Questions
What types of clients do you work with?
US based businesses are eligible for all funding and credit repair services.
Can new businesses qualify?
Yes, properly structured new entities may qualify for 0% Business Credit even without extensive operating history, provided the business owners personal credit profile meets program guidelines.
Will applying impact my credit score?
No, we do a soft pull of your credit profile to pre-qualify you for funding. A structured funding plan is created and discussed with you before any applications are submitted to lenders to minimize unnecessary inquiries. Once clients decide to move forward with funding, lenders pull credit utilizing a hard pull to qualify applicants.
What if I do not qualify for funding right away?
If your current profile does not meet qualification benchmarks, credit repair/optimization can be completed to remove derogatory marks (such as collections, charge-offs, and late payments), strengthen eligibility, and improve funding readiness.
How long does it take to get funding?
The funding timeline depends on the type of funding and how fast any required documentation is received. Funding pre-approval is typically received in 24-48 hours. Any additional documentation required will be communicated at that time. Once required documentation is received, real estate funding can take 7-10 days. The biggest determining factor in the funding timeline is how fast the applicant submits required documentation.
TESTIMONIALS
What Our Clients Say
Hear from business owners and investors who trusted our expertise. Real results from real business owners.
I had a 700+ credit score and still couldn't get funded. In a 20-minute conversation, Stacy identified my issue and told me how to fix it. After following her guidance, my credit score increased 91 points and I was able to secure over $150k in funding.
Business funding has completely transformed our business and our ability to scale. Thanks to My Funding Tree we secured $175k 0% interest business credit and leveraged it to grow our team, doubling our revenue.
Our funding plan was completely stalled by 6 hard inquiries and an old late-payment account. After Credit Repair, all 6 inquiries were wiped out and a late payment updated to a 100% positive, clean account. With a massive 97-point credit score jump straight into the mid-700s, I'm now fully cleared to implement my funding plan.
ABOUT US
Your Trusted Partner for Business Funding
With 30+ years of financial services experience behind us, we've built our reputation on results. Together with our partners, we've helped thousands of business owners across virtually every industry access capital to start or scale their business with other people's money instead of their own.
Our network of seasoned funding and credit advisors brings deep market knowledge and a strategic approach to every application. You'll know your options, requirements, and costs upfront, with no surprises. We start by understanding your current situation and business goals and identify the right program to help you maximize your funding and achieve your goals.
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Who We Are
Nation-wide data-driven capital strategy partner helping business owners, real estate investors, and developers access funding to start or scale their business.
Services
Business Funding
Real Estate Funding
Credit Repair
Capital Strategy
Copyright 2026. My Funding Tree. All Rights Reserved.
My Funding Tree provides strategic capital advisory and funding coordination services.
Funding programs are facilitated through a network of approved lending partners. We are not a direct lender.