Business Funding
The Capital You Need to Start or Scale
Trusted by business owners and real estate investors nationwide.
Business Funding is extremely flexible and can be used for any business expense, giving you complete control. We have funding solutions for US-based business owners in every stage of their business journey. With credit-based, revenue-based, or asset-based funding solutions, our underwriters will find you the best solution for your situation and timeline.
0% Interest Business Credit
Perfect for pre-revenue producing businesses at any stage, including start-ups. This is Credit-Based Funding, based on the business owner's personal credit profile, that delivers up to $250,000 at 0% for up to 24 months. No proof of income required, so pre-revenue and day-one businesses qualify. It's the perfect fit for business owners who have good credit, but no track record yet.
Key Requirements
Funding Amount: Up to $150k
Decision Timeline: Same Day
Minimum FICO Score: 680+
Time in Business: New businesses qualify
Minimum Revenue: None required
Documentation: No proof of income, bank statements, or tax returns required
How to Submit:
Signed application
Recent credit report (pulled within the last 7 days.)
Credit profile must not be frozen
Term Loan
Structured financing with fixed payments and longer terms for qualified, established businesses with consistent revenue.
Key Requirements
Funding Amount: $25k - $500k
Term: 12-48 months
Minimum FICO Score: 625+
Time in Business: 1+ year
Revenue: $100k / year
Payment: Monthly
Lien: UCC-1 filed
How to Submit:
Signed application
3 months banks statements (4 for CA)
If pre-approved:
Driver's license
Voided business check
Business Line of Credit
Flexible capital access with interest-only monthly payments. Draw what you need, when you need it - pay interest on only what you use.
Key Requirements
Funding Amount: Up to $750k
Term: Open-ended
Minimum FICO Score: 600+
Avg Daily Balance: $1,500+
Revenue: $10k / month deposits
Payment: Monthly (interest only)
Lien: UCC-1 filed
How to Submit:
Signed application
3 months bank statements (4 for CA)
If pre-approved:
Driver's license
Voided business check
Revenue Based Financing
Short-term funding based on future sales, repaid with daily or weekly ACH. Our most flexible, fastest-moving product - built for businesses that need capital today.
Key Requirements
Funding Amount: $2k - $5M
Term: 3- 12 months
Minimum FICO Score: 450+
Time in Business: 3+ months
Deposits: $3k+ / month
Payment: Daily / Weekly ACH
Restricted: Auto, Attorneys, Finance
How to Submit:
Signed application
3 months bank statements (4 for CA)
If pre-approved:
Driver's license
Voided business check
Equipment Financing
Own your equipment or vehicles outright - equipment loans and finance agreements with 100% ownership with the final payment and no balloon. Fast approvals across A-C credit, start-ups to established businesses.
Key Requirements
Funding Amount: $10k - $1M
Term: 36- 84 months
Minimum FICO Score: 620+
Time in Business: Start-ups - established
Buyout: 100% ownership, no balloon
Payment: Fixed Monthly ACH
How to Submit:
Signed application
3 months bank statements (4 for CA)
Sales quote or invoice
Personal & business tax returns
Vehicle specifications
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Who We Are
Nation-wide data-driven capital strategy partner helping business owners, real estate investors, and developers access funding to start or scale their business.
Services
Business Funding
Real Estate Funding
Credit Repair
Capital Strategy
Copyright 2026. My Funding Tree. All Rights Reserved.
My Funding Tree provides strategic capital advisory and funding coordination services.
Funding programs are facilitated through a network of approved lending partners. We are not a direct lender.